Commercial Checking
Whether you own a small or large business in Minnesota, a business checking account is an essential tool in managing your finances.
Commercial Checking
For businesses that use more paper checks or have higher balances.
- Free Electronic Commercial Banking Package Includes Online Banking, eStatements and Mobile Banking.
- Free MasterCard Debit Card1
- Only $50 Deposit to Open
- No Minimum Balance
- No charge for wrapped coins or strapped cash
- Remote Deposit Capture2
- Possible Earnings Credit: Monthly fee of $6.99 plus $0.19 per written check. The fees may be offset with an earnings credit based on the balance in the account.
- Account includes the following features:
- Free cash deposits
- Free ACH credits and debits
- Free eStatements or Paper Statements
- Free check images on Statements
- Free night drop bag processing
- Replacement card fee may apply. See bank for details.
- Remote Deposit Capture has additional fees. See bank for details.
Business Checking
Designed for businesses that use a debit card and need more electronic access.
- Free Electronic Business Banking Package Includes Online Banking, Online Bill Payment, eStatements1, Mobile Banking, Mobile Check Deposit, P2P Payments and Digital Wallet.
- Free MasterCard Debit Card2
- Only $50 Deposit to Open
- No Minimum Balance
- No charge for the first 25 written checks per statement cycle.3
- Disappearing Fee: Monthly fee of $6.99 gets reduced $0.25 for every debit card purchase. Make 28 or more debit card purchases that post and clear during the statement cycle and the fee is eliminated!
- Account includes the following features:
- Free cash deposits
- Free ACH credits and debits
- Free check images on bank statement
- Free night drop bag processing
- Paper statements are optional for $3.00 per month.
- Replacement card fee may apply. See bank for details.
- Written check charge of $0.25 per item will apply beginning with the 26th processed check through the last day of each statement cycle.
Additional Services offered: *
- Payroll direct deposit
- Check orders and endorsement stamps
- International and domestic wire transfers
- Merchant Services
- Health Savings Accounts
- Business Savings Accounts
- Custom Lending Options
- Business Credit Cards
* Fees for these services may vary. See bank for details.
