Personal Checking

Eagle Bank offers a checking account for customers interested in interest.

• Earn Our Highest Checking Interest¹– Qualifying is easy, just meet these minimum statement cycle requirements:
  • 20 MasterCard^® Debit Card purchases that post and clear per statement cycle
  • One ACH auto debit or direct deposit that post and clear per statement cycle
  • Receive your statements electronically (eStatements)
  • Annual percentage Yield is subject to change.
• ATM Fee Reimbursement²– Use any ATM, anywhere. Bring us the receipt and we’ll pay you back for non-network ATM fees.
• Disappearing Fee– Monthly fee of $4.95 gets reduced $0.25 for every debit card purchase. Make 20 or more purchases that post and clear during the statement cycle and the fee is eliminated!
• No Documentation Fee on New Consumer Loans or Home Loans (Up to $100 Value)
• Free First Order of Basic Checks
• FREE Electronic Banking Package– Includes Online Banking, Online Bill Payment, eStatements³, Mobile Banking, Mobile Check Deposit, P2P Payments and Digital Wallet.
• FREE MasterCard^® Debit Card⁴
• Only $25 Deposit to Open
• No Minimum Balance Requirement
• Unlimited Check Writing

Courtesy Overdraft Privilege

Courtesy Overdraft Privilege⁵ is an overdraft program designed to pay checks and electronic items that would otherwise be returned for insufficient funds. Talk to a Customer Service Representative about your options. 

Receive even more with Eagle Savings, click here to learn more.

1. Lower APY applies to balances over $10,000 and when qualifications are not met. See Bank for details.
2. ATM fee reimbursement limited to $20 per cycle. Present ATM receipts for reimbursement within 60 days of fee charge.
3. Paper statements are optional for $3.00 per month.
4. Replacement card fee may apply. See bank for details.
5. The bank charges a fee of $29 for each overdraft. We do authorize and pay overdrafts for checks and other transactions made using your checking account, certain ACH transactions and automatic bill payments. We do not authorize and pay overdrafts for ATM transactions and everyday debit card transactions unless you ask us to. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.

Eagle Bank offers a checking account for customers interested in added security features.¹

• Credit File Monitoring² – Providing daily monitoring and automated alerts of key changes to Equifax, Experian and TransUnion credit reports. Credit Report and Score³ – access to triple bureau credit report and single bureau credit score. (Registration and activation required.)
• Fully managed Identity Theft Resolution Services – access to a dedicated fraud specialist assigned to manage your case until your identity is restored.
• Up to $10,000 Identity Theft Expense Reimbursement Coverage⁴ – to cover expenses associated with restoring your identity, such as reimbursement for costs associated with attorney fees, loan application fees, long distance calls, certified mail and notarized fraud documents, medical record costs, costs for daycare and elder care, travel and accommodations, as well as coverage for wages lost for time taken off work to correct personal records.
• Online Identity Theft News Center – valuable phone and web resources (Registration and activation required.)
• Identity Monitoring – Monitoring over 1,000 databases. (Registration and activation required.)
• FREE Electronic Banking Package – Includes Online Banking, Online Bill Payment, eStatements⁷, Mobile Banking, Mobile Check Deposit, P2P Payments and Digital Wallet.
• FREE MasterCard^® Debit Card⁷
• Only $25 Deposit to Open
• No Minimum Balance Requirement
• Unlimited Check Writing
• Only $3.95 per month – Compare and Save!

Bonus Features

• Cellular Telephone Protection^4,5 – Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad.
• $10,000 Accidental Death and Dismemberment Insurance Policy^4,9 – Receive up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance. (Coverage divides equally on joint accounts and reduces by 50% at age 70.)
• ATM Fee Reimbursement⁶ – Use any ATM, anywhere. Bring us the receipt and we’ll pay you back for non-network ATM fees.

Courtesy Overdraft Privilege

Courtesy Overdraft Privilege¹⁰ is an overdraft program designed to pay checks and electronic items that would otherwise be returned for insufficient funds. Talk to a Customer Service Representative about your options.

Receive even more with Eagle Savings, click here to learn more. 

1. Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable Benefits.  Benefits are not available to a “signer” on the account who is not an account owner or to business, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.  Family includes: spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
2. Credit file monitoring may take several days to begin following activation.
3. Credit Score is a Vantage Score 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness.
4. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance.
5. Maximum of 2 claims per year.  Covers the first three phones on a cellular telephone paid through your checking account.  (Cellular telephone bill must be paid using eligible account.)
6. ATM fee reimbursement limited to $20 per cycle. Present ATM receipts for reimbursement within 60 days of fee charge.
7. Paper statements are optional for $3.00 per month.
8. Replacement card fee may apply. See bank for details.
9. If you wish to name a beneficiary, please complete a beneficiary form. If there is no designated beneficiary on file, benefits will be paid according to the Master Policy.  As an eligible account holder with a participating financial institution, you and your joint account holders, and family members, if applicable, are enrolled as members of the Econocheck Association, of which your financial institution is a sponsor.  Certain Benefits, including insurance coverage, take effect on the date you enrolled in your eligible account and will end the earliest of: (1) the first of the month in which your eligible account fees, if applicable, were last paid, (2) termination of your eligible account, or (3) termination of the applicable policy.  As a member, you may be entitled to be represented at the annual meeting of Econocheck Association.  For questions regarding claims of your coverage, or for more information, you may contact us at www.eclubonline.net or 866-210-0361.
10. The bank charges a fee of $29 for each overdraft. Overdrafts must be repaid within five business days. We do authorize and pay overdrafts for checks and other transactions made using your checking account number, certain ACH transactions and automatic bill payments. We do not authorize and pay overdrafts for ATM transactions and everyday debit card transactions unless you ask us to. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.

Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

• FREE Electronic Banking Package – Includes Online Banking, Online Bill Payment, eStatements¹, Mobile Banking, Mobile Check Deposit, P2P Payments and Digital Wallet.
• FREE MasterCard^® Debit Card²
• Only $25 Deposit to Open
• No Minimum Balance
• Unlimited Check Writing
• No Fee – until you turn age 23.

Courtesy Overdraft Privilege

Receive even more with Eagle Savings, click here to learn more.

1. Paper statements are optional for $3.00 per month.
2. Replacement card fee may apply. See bank for details.
3. The bank charges a fee of $29 for each overdraft. We do authorize and pay overdrafts for checks and other transactions made using your checking account, certain ACH transactions and automatic bill payments. We do not authorize and pay overdrafts for ATM transactions and everyday debit card transactions unless you ask us to. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.

Designed for those 55+. Choose your style with Eagle Senior Checking.

• FREE Electronic Banking Package – Includes Online Banking, Online Bill Payment, eStatements, Mobile Banking, Mobile Check Deposit, P2P Payments and Digital Wallet.
• Earn Interest – Interest paid on minimum collected daily balance of $1,000 and over.
• Free Wallet Checks – Exclusive Style Checks
• Paper Statement – Detailing all your transactions with images of your checks.
• FREE MasterCard® Debit Card¹
• Only $25 Deposit To Open
• $4.95 Monthly Fee*

Courtesy Overdraft Privilege

Courtesy Overdraft Privilege² is an overdraft program designed to pay checks and electronic items that would otherwise be returned for insufficient funds. Talk to a Customer Service Representative about your options.

Receive even more with Eagle Savings, click here to learn more.

1. Replacement card fee may apply. See bank for details.
2. The bank charges a fee of $29 for each overdraft. We do authorize and pay overdrafts for checks and other transactions made using your checking account, certain ACH transactions and automatic bill payments. We do not authorize and pay overdrafts for ATM transactions and everyday debit card transactions unless you ask us to. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.

*This fee will not apply if you have combined monthly minimum balances in savings and/or savings certificates greater than $25,000 on the date your checking statement cycles.

Designed for those needing to start over.

Choose a Start Fresh.

• FREE Electronic Banking Package – Includes Online Banking, eStatements¹, Mobile Banking and Digital Wallet.
• FREE MasterCard^® Debit Card²
• Only $25 Deposit to Open
• No Minimum Balance
• Unlimited Check Writing
• Only $6.95 with eStatements³
• After 18 months, customers in good standing may qualify for an Eagle Secure, Eagle Reward, Eagle Senior or Eagle Student Checking Account

Receive even more with Eagle Savings, click here to learn more.

1. 1. Paper statements are optional for $3.00 per month.
   2. Replacement card fee may apply. See bank for details.
   3. $9.95 with paper statement.